Question 1

What makes Apex Ethica different?

Accepted Answer

We combine an ethical, interest-free way of investing with experienced management and full openness about the setup and the results.

Question 2

Who can participate in Apex Ethica?

Accepted Answer

Apex Ethica is open to everyone, regardless of background, religion or beliefs. Our principles apply to all of us.

Question 3

How does joint ownership work?

Accepted Answer

Several investors buy an asset together through a dedicated legal entity. Each one holds a share matching their contribution.

Question 4

How are profits distributed?

Accepted Answer

Income from rent and value growth is split in proportion to your share.

Question 5

How do you pick the properties?

Accepted Answer

Based on location, legal status, technical condition, lettability and potential, after thorough research.

Question 6

What risks are involved?

Accepted Answer

Investing carries risks, including value drops, vacancy and unexpected costs. We always explain the risks up front.

Question 7

Do I need investment experience?

Accepted Answer

No. We guide both beginners and experienced investors through the whole process.

Question 8

How do I become an investor?

Accepted Answer

Sign up via our website. We'll set up an introduction meeting and walk through the qualification with you.

Question 9

What are co-investments?

Accepted Answer

In a co-investment, several investors pool their money to take part in a chosen opportunity together. Each one keeps a share and a vote within a dedicated legal entity. Note: returns are not guaranteed and your money can lose value.

Question 10

What kinds of projects do you do?

Accepted Answer

We start and oversee ethical projects in real estate, infrastructure and sustainable businesses. Always with a clear setup, good governance and regular updates. Note: project returns depend on execution, market conditions and unforeseen factors.

Question 11

How do business acquisitions work?

Accepted Answer

We find healthy companies that need a successor or growth, structure the acquisition ethically and keep staff and culture in place. Note: acquisitions carry integration, market and operational risks.

Question 12

What does business growth involve?

Accepted Answer

We help existing companies with capital, advice and network to grow in a lasting way, without interest-bearing loans. Note: growth comes with uncertainty and returns are not guaranteed.

Question 13

What are venture partnerships?

Accepted Answer

We enter long-term partnerships with entrepreneurs and founders. We bring capital, know-how and network for a fair share of what we build together. Note: this type of partnership has a higher risk profile; partial or full loss of your investment is possible.

Question 14

What general risks apply across everything you do?

Accepted Answer

Every investment (co-investment, project, acquisition, growth journey or partnership) carries a risk of value loss, limited tradability and partial or full loss of your money. Past results say nothing about the future. We're always clear about this up front.

Answers to the questions we get most often